In its simplest terms, you need to have suffered an injury (either physical, such as a broken arm or psychological, such as anxiety or stress). This injury has to have been the faulty of another. For example the driver of another car, your employer, another employee, or perhaps the local authority. The fault has to have been due to the act or omission of the other person. So, for example, you suffer a personal injury because another driver crosses onto your side of the road and crashes into your car. This is very straight forward and is a clear case of an act. If you employer does not train you properly ( or at all ) in operating a particular piece of equipment and you suffer an injury because of this, then this is an omission. Typically, an employer will not have risk assessed a particular task, or work place. The employer, like the driver of the car will be insured and the insurance company will investiagte and deal with the matter. Employer are liable of the acts and omission of their employees. So if another employer injures you, then your employer will be liable. Of course, there is a lot more involved than this basic outline but remember, the liability (fault) has to be that of another. If you fall down the stairs at home because you were not looking where you were going, then there is only one person to blame……………………
We deal with all types of personal accident injury claims. RTA, workplace accidents, slipping, tripping, faulty products etc. If you have suffered any type of personal injury, please telephone freephone 0800 169 3683 and we will advise you immediately.